Annuities — Income Potential to Last a Lifetime

Are you worried about outliving your income? That’s a risk that you can do something about. When you invest in an annuity, you set the stage to receive income in the future.

How do annuities work?

An annuity is an insurance contract designed to protect you from the risk of outliving your income. Through annuitization, your purchase payments (what you contribute) are converted into periodic payments that can last for life.

Nationwide's annuities are flexible so you can choose one that enables you to:

• Invest a lump sum or invest over a period of time
• Start receiving payments immediately or at some later date
• Select a fixed or variable rate of return

What type of annuity could fit into your investment plan?

• Immediate annuities – To start receiving income right away 
• Deferred annuities – To start receiving income later

Read this important information

Before deciding on an annuity, you should consider your income needs, risk tolerance and investment objectives. Your investment professional can help you decide if annuities are a suitable investment and can help you pick a Nationwide^® annuity.

Guarantees are subject to the claims paying ability of Nationwide Life Insurance Company. They don’t apply to the investment performance or safety of the underlying investment options.

Not a deposit • Not FDIC or NCUSIF insured• Not guaranteed by the institution • Not insured by any federal government agency • May lose value

Annuities are issued by Nationwide Life Insurance Company, or Nationwide Life and Annuity Insurance Company, Columbus, OH.