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Nationwide Bank® Interest Checking

If you carry a larger balance, let your money work for you. Nationwide Interest Checking gives you attractive rates along with the checking options you want.

Balance Annual Percentage Yield (APY*)
$0 – 2,499.99 0.10%
$2,500 – 9,999.99 0.25%
$10,000 – 24,999.99 0.40%
$25,000 + 0.50%
*APY is effective 1/5/2009 and subject to change. 
Fees may reduce the earnings on the account.

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Interest Checking features

  • Interest rates that may increase as your balance increases
  • Free first order of exclusive design wallet checks; half-price on designer checks
  • Free Nationwide online banking and bill payment
  • Free online statements detailing monthly activity
  • Access to more than 37,000 Allpoint surcharge-free ATMs and 400,000 Visa®/PLUS ATMs across the country
  • Free Visa® debit card
  • Six free non-Nationwide Bank ATM transactions per month1
  • Free money transfer between your Nationwide Bank accounts and from your accounts with other banks
  • Complete transactions online, at an ATM, over the phone or by mail
  • Overdraft protection available with a linked savings account2
  • $50 minimum deposit to open an account
  • FDIC insured3

Fees

  • No monthly maintenance fee with $3,000 average daily balance in checking or $5,000 combined average daily balance in checking, savings and money market accounts; otherwise $10.004
  • Free online statements detailing monthly activity; paper statements available at no additional cost
  • Six free non-Nationwide Bank ATM transactions each month1; $1.50 per transaction thereafter

See Account Terms and Conditions for further information.

 

1 First six non-Nationwide Bank ATM transactions per statement cycle are free, but surcharges from ATM owner may apply. Non-Nationwide Bank ATM transactions are free for Nationwide Associate and Agency Banking Program  members, but surcharges from ATM owner may apply.
2 There is a $5 per day transaction fee for overdraft protection.  Fee is waived for Nationwide Associate and Agency Banking Program members.
3 On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.
4 Monthly maintenance fee is waived for Nationwide Associate and Agency Banking Program members.

We reserve the right to require seven days notice for a withdrawal.

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Contact Nationwide Bank®

Call

1-877-i-Bank-NW, 1-877-422-6569

Live customer care available:

Monday – Friday
8 a.m. – 8 p.m. ET

Bank by phone 24/7

More contact information

Nationwide Mutual Insurance Company, Nationwide Mutual Fire Insurance Company, Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company and Nationwide Investment Services Corporation are affiliates of Nationwide Bank. The insurance products and services offered through these affiliates of Nationwide Bank are not insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank. The products and services offered through Nationwide Investment Services Corporation are subject to investment risk, including possible loss of value.

Programs (including, without limit, fees, rates and features) are subject to change without notice.

Nationwide Bank, Nationwide, the Nationwide framemark and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company. ©2009 Nationwide Mutual Insurance Company. All rights reserved.

Nationwide Bank, Member FDIC, is a federally chartered savings bank. Lines of credit, loans and credit cards are not insured by the FDIC. Nationwide Bank is an Equal Credit Opportunity Lender.

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